Although American Express is one of the largest card issuers in the world, they’re not always accepted at online casinos. For UK players, in particular, it can be difficult to find AMEX casinos that allow players from the region to use this payment method.
Once you have found a casino which accepts this form of payment, there are a few simple steps to take to begin playing.
- Sign up for an account with the casino and register yourself as a new customer;
- Enter your American Express card details;
- Select your deposit amount and start playing casino games instantly, collecting any deposit bonuses you might be eligible
Processing time and fees for Amex casinos
One of the major benefits of using your American Express credit card to deposit at online casinos is the instant appearance of funds in your account. Unlike some payment methods which can take hours or days, Amex payments will appear automatically.
Each site will again have their own specific rules about fees, so you’ll need to read the fine print on credit card transactions before you deposit. Ensure that you’re playing at a UK casino so that you won’t be charged any additional conversion fees.
Minimum and maximum transaction limits at casinos
Minimum deposits vary by casino, but often the minimum is only £10. The maximum deposit also varies, but will typically be between £1000 – £5000.
If you’re looking to deposit a larger sum in one sitting, there may be more preferred payment methods for your needs. E-wallet providers, such as PayPal, Skrill and Neteller generally allow a higher maximum deposit of up to £100,000 for high rollers, so if this is more your style then AMEX may not be ideal.
Accepted currencies with American Express
The most common currency used with American Express is US dollars, however, there are a few sites that allow GBP players to use the credit card. A few other accepted currencies for Amex cards include:
- Australian Dollars
- Japanese Yen
- Norwegian Krone
- Russian Rouble
- Thai Baht
Keep in mind that if you’re playing with a currency other than GBP using your American Express, you may be liable for some conversion fees.
Casino payouts and withdrawals with AMEX
Depending on the casino, there may be limits to how much you can withdraw from a large payout. As discussed, not all Amex casinos will allow for withdrawals to be put onto your card, however, you can choose a range of other methods.
To withdraw your money back onto your American Express card generally takes a few days, depending on the casinos. Most online casinos have a four-day turnaround for American Express withdrawals to reach your bank account. However, some casinos won’t allow you to withdraw using AMEX and you’ll need to use another payout method, such as Paysafecard.
American Express debit cards and online casinos
Unfortunately at this stage, American Express offers no debit card options and only their credit and charge facilities. If you’re looking for a reliable debit card to use at online casinos, the most widely accepted are Visa and MasterCard.
With a debit card, you’re able to get all of the bonuses of credit cards but generally have a wider selection of casinos to choose from. As an added bonus, no personal information is shared with a debit card so there’s an added layer of security.
American Express casino security and rewards
American Express has always been known to reward customers for using their cards, with certain rewards such as frequent flyer programs available. When using an American Express card for casino deposits, you’ll be rewarded with both Amex promotions as well as any current casino deposit bonuses at your chosen casino.
The security of American Express for its users is continually developing, with some of the most progressive anti-fraud technologies being utilised. SafeKey is their 3D secure authentication tool which gives users an additional password for added protection.
In 2009, regulations become strict with American Express and other credit card issuers which now prevent many US players from using credit cards for gambling. This lack of availability seems to have affected other regions as well, as they are one of the least available methods for payment at casinos.
American Express issuers in the UK
There are a few issuers of Amex cards in the UK for casino deposits:
- American Express
- Lloyds TSB
Confirming your identity
A common practice with online casinos to protect both themselves and their players is to confirm their identity before withdrawing money. These online verifications require players to submit documents to the casino to ensure that there is no fraudulent behavior occurring.
Confirming your identity for American Express transactions is especially important, due to the increasing rate of credit card fraud. Most casinos will request a simple form of identification, such as your passport or driver’s license, and then you will be set to receive your casino winnings.
Why was my American Express card declined?
Generally, the most common reason for any kind of transaction failure with a credit card comes down to your account. If you find that you’re trying to deposit at a casino with your American Express and not having any luck, this is likely due to a lack of funds available.
Phone your credit card provider to speak with them so you can quickly rectify the issue so that you can begin enjoying the casino fun again.